BNPL (Buy Now Pay Later)

BNPL stands for ‘Buy now pay later’, it’s a type of financing that allows consumers to purchase items and defer paying for them for a period of time. It's essentially a short-term loan that gives shoppers some breathing room to pay for items over time rather than upfront or in one hit.

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Incredible is a trading name of Incredible Technologies LTD, a company registered in England and Wales (No. 13469248). Incredible is acting as an agent of TrueLayer, who is providing the regulated Account Information Service, and is Authorised and Regulated by the Financial Conduct Authority under the Payment Services Regulations 2017 and the Electronic Money Regulations 2011 (Firm Reference Number: 901096). Incredible is a distributor of Modulr FS Limited, a company registered in England and Wales with company number 09897919, which is authorised and regulated by the Financial Conduct Authority as an Electronic Money Institution (Firm Reference Number: 900573) for the issuance of electronic money and payment services. See here for more details on Modulr.

*The example assumes you have a credit card balance of £2,100 with an interest rate of 21% and making minimum repayments. Rounding up £5 per week and paying the total towards your monthly credit card bill.

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YOUR PATH TOBETTER CREDITAWAITS

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YOUR PATH TO
BETTER CREDIT
AWAITS