Through Open Banking you'll be able to add all your credit cards to the app with a few taps
3
Set up a monthly payment
Pick one or more payment strategies to repay, overpay and reduce the amount of interest you end up paying
"This is what I've needed! I've not been great with managing my credit cards and debt in general the last few years but this app has all my cards in once place"
- Shah
"Been testing roundups feature in beta and has been a great way to make overpayments to my credit cards"
- Leon
"Very straightforward interface, and I love the feature that tells me how much it’s actually going to cost me to pay off - excited to use it!!"
- Mia
Simpler. Smarter. Smoother.
Let our tech do the work, you just enjoy the power of control.
One home for all debts
Full visibility on all your accounts, under one roof, with one aim - to give you control.
Crystal clear clarity
Effortlessly monitor your cost of debt and get insights that will help you find smarter opportunities to save.
Influence your future
Easily see how changing your repayments impacts your future. The power is in the palm of your hand.
Bye, bye, money anxiety
From the app you can easily see how much you owe, to whom, your current usage, total credit limit, your interest rate and most importantly, how soon you'll have paid everything off, at a glance.
It makes budgeting a whole lot easier.
No more expensive interest
See the true cost of your borrowing and get insights on the best way to repay whilst saving on interest fees.
Small change, big impact.
Effortlessly round up your daily spending like your morning coffee to the nearest pound and automatically pay towards your debt.
Rounding up just £5 a week could save you ~£3,000 in interest and reduce your time in debt by 6 years!*
One. Monthly. Payment.
Free yourself from the tedious routine of paying down multiple loans and credit cards every month.
Set up a single payment to Incredible, and we'll pay down your loans and credit cards in the most cost-effective way.
One home for them all
Full visibility on all your accounts, under one roof, with one aim - to give you control.
Our Blog
Insights on borrowing better, behind the scenes of building Incredible and a whole lot more.
Incredible is an app that helps you track, pay and optimise your consumer debts. We bring everything under one roof and give you the option of different payment strategies to repay your existing debt.
How does it work
Create an account, connect your debts and set up your payments. We'll handle the rest.
Is my credit score affected?
Your credit score isn't affected as we're not providing you with a loan, we're just helping you make smarter payments. As we help reduce your credit balances, it could potentially improve your score!
Is it secure?
We use bank-level 256-bit encryption. We never store any of your banking credentials and we never do anything without your consent! If you have any more questions please reach out to us.
What is Open Banking?
Open banking gives you the ability to connect your financial accounts to services like ours. We use Truelayerto power our integrations who are trusted by companies like Chip, Monzo & Revolut! More info on open banking can be found here.
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