💸 Debt balance?
👂 What will you be sharing?
Spending regret story
📖 What would you like to share?
"My biggest spending regret is actually lots of little regrets!
I got into debt by constantly tapping the credit card with little things I wanted, without even having a slight idea about my budget. After years of this it just spiralled out of control.
I actually used to think that my available balances on my credit cards were mine to spend (I’m so embarrassed by that thought now!) it soon added up to over £18,000.
Fast forward to now and I have a working budget that I check in with everyday, my debt is going down, savings are going up and I feel much more in control.And I no longer believe my credit allowance is mine to spend!!"
❓ What happened for you to be in your current debt situation?
"A few things happened for me to be in my situation, firstly the fact I was uneducated to personal finance. I also didn't budget and used to spend money without knowing what was coming in and going out. Basically lots of overspending every month."