Pay Bills with a
Credit Card vs Direct Debit
Credit card via Incredible
Direct Debit
See full comparison below
Feature Comparison
See how paying bills with a credit card stacks up against Direct Debit
Which is better for you?
Choose direct debit if you want:
Simple, set-and-forget payment- No need to manage credit card balances
- Rewards aren't important to you
Frequently Asked Questions
If there's anything we haven't covered, just let us know at: support@getincredible.com
Yes! Incredible lets you pay virtually any UK bill with your credit card, even if the biller doesn't accept card payments directly. This includes utility bills, council tax, rent, and more.
Absolutely. When you pay bills via Incredible using your credit card, you'll earn all the usual rewards, cashback, or points that your card offers - just as if you made any other purchase.
It depends on your priorities. Credit cards offer rewards and cash flow flexibility, while Direct Debit offers simplicity. If you pay your card balance in full each month, credit cards through Incredible can be more rewarding.
Incredible charges a small transaction fee to process payments. However, for many users, the rewards earned outweigh this cost, especially on high-value bills like rent.
