Pay HMRC with a
Credit Card vs Bank Transfer
A simple comparison of cost, convenience, and rewards to help you choose the best way to pay your bills
Best for rewards & flexibility
Credit card via Incredible
Best for simplicity
Bank Transfer
*Fees start from 1.99%
See full comparison below
See full comparison below
Feature Comparison
See how paying bills with a credit card stacks up against Bank Transfer
Recommended
Credit card
via Incredible
Bank Transfer
Traditional method
Earn rewards
Improve cash flow
Pay with credit card directly
Immediate payment?
5 days processing time
Which is better for you?
Choose bank transfer if you want:
Simple, instant payment- No need to manage credit card balances
- Rewards aren't important to you
Frequently Asked Questions
If there's anything we haven't covered, just let us know at: support@getincredible.com
Can I pay HMRC with a credit card?
Not directly, but you can use Incredible to pay with any credit card.
Which HMRC taxes can I pay?
Self Assessment, VAT, Corporation Tax, PAYE, CIS and more.
Do I earn rewards?
Yes - your card provider will award points and cashback.
Are there any fees for using Incredible to pay bills?
Incredible charges a small transaction fee to process payments. However, for many users, the rewards earned outweigh this cost, especially on high-value bills like rent.
