How to pay bills with a Credit Card

Paying bills with a credit card can help you earn points, increase cash flow and track expenses more easily. Here’s a step-by-step guide, even for bills that normally don’t accept card payments.

Step 1: Choose the bill you want to pay

Most UK bills can be paid using a credit card through Incredible, including:

  • Council tax
  • Utilities (gas, electricity, water)
  • Rent payments
  • HMRC bills

Step 2: Open Incredible and select ‘Bill Pay’

Download Incredible, choose the type of bill and enter the bill details.

Step 3: Enter the payment amount

Add the exact amount shown on your bill.

Step 4: Choose the credit card you want to use

You can use any card - rewards, cashback, 0% cards, etc.

Step 5: Review the payment and confirm

Incredible sends the payment on your behalf, even if the original biller only accepts bank transfer or Direct Debit.

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Incredible is a trading name of Incredible Technologies LTD, a company registered in England and Wales (No. 13469248). Incredible is acting as an agent of TrueLayer, who is providing the regulated Account Information Service, and is Authorised and Regulated by the Financial Conduct Authority under the Payment Services Regulations 2017 and the Electronic Money Regulations 2011 (Firm Reference Number: 901096). Incredible is a distributor of Modulr FS Limited, a company registered in England and Wales with company number (09897919), which is authorised and regulated by the Financial Conduct Authority as an Electronic Money Institution (Firm Reference Number: 900573) for the issuance of electronic money and payment services. See here for more details on Modulr.

Disclaimer: Incredible is an app which offers a simple way to manage your existing repayments, not a debt consolidation loan or debt management plan. Signing up with us will not show up on your credit report.

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