A SINGLE PAYMENT,
FOR ALL YOUR CARDS

Offer effortless debt consolidation to your customers

Help your customers simplify repayments with an embedded solution that automatically pays off existing loans and credit cards - reducing risk and improving portfolio performance.

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  Automate repayments - pay off loans and cards directly at disbursement
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  Reduce portfolio risk - customers consolidate responsibly through verified flows
• 
  Access high-intent borrowers - proven repayment performance and strong credit behaviour

Learn more about Plan

SET YOUR PAYOFF GOALS ON AUTOPILOT

Help customers get loan-ready and earn while they improve

When you can't approve a customer today, offer them a personalised plan to build credit and return stronger. Stay connected and first in line when they're ready to borrow again.

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  Guide declined customers toward future approval through structured repayment plans
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  Retain relationships and visibility as customers progress
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  Earn referral revenue even when you can't approve a loan

KNOW WHAT YOU OWE

Build your own refinancing product

Create a refinancing experience tailored to your lending model - from eligibility logic to payout flow, powered by Incredible's flexible infrastructure

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  Customisable workflows for your credit criteria and brand
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  Integrate seamlessly via API or hosted experiences
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  Launch faster with full compliance and automated debt settlement tracking built in