We were recognised at Fintech Awards London for building products that help people take their next financial step.
Incredible Plan’s latest update makes it a smarter UK credit card repayment app; you can now set up or refresh your plan instantly with statement uploads, flex payments up or down each month (or pause safely), and get clear, in‑app visibility into exactly what’s been paid and when, with the ability to fix failed payments yourself. On top of that, you can edit more without breaking progress, use Overpay to target extra cash at the right cards to save interest, and deposit whenever you’re paid from any UK bank while Incredible automatically handles timing and allocations in the background.
Track your overdrafts and current accounts in Incredible, right alongside your credit cards. This update gives you a full view of your money in and out each month - helping you stay on top of your balance and see exactly when you’ve dipped into overdraft.
The Bank of England base rate sets the tone for borrowing costs across the UK, including credit card interest rates. When the base rate goes up, credit card debt interest often rises, making it more expensive to carry a balance.
We’ve just released a major update to make your Plan easier to follow, customise and manage. From clearer payment tracking to faster card scanning, everything’s been improved to give you more control.
Meet one of Incredible's co-founders, Martin, who is a founding engineer. Learn more about him here!
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