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The latest thoughts, news and product updates from the Incredible team.
Tips & Tricks
5 steps for transforming your relationship with money
This week's blog post is written by Jessie (aka howifundthis) and it's all about her top tips for transforming your relationship with a connection that affects everybody - money
howifundthis
June 5, 2023
Debt Diaries
Debt diaries 009
This week's debt diary submission is all about an individual who can't recall where their debt comes from as they completely lost track of their spending 🤕
Anonymous
May 31, 2023
News
1000 follower competition - Terms and Conditions
Do you want to pay off your debt? Participate in our giveaway to be given the chance to win £100 to pay off your debt and have exclusive access to our app (which is currently invite only) 🚀
Emma Nunes-Vaz
May 30, 2023
Debt Diaries
Debt diaries 008
This week's debt diary submission is all about a victim of BNPL when using it to pay for their holiday, as well as the desire to upgrade their car with a high-interest loan
Anonymous
May 24, 2023
Debt Diaries
Debt diaries 007
This week's debt diary submission is all about someone with a desire to build up their credit history but ended up in thousands of pounds worth of debt
Anonymous
May 17, 2023
Deep Dive
Introducing Roundups: small change, big impact
Introducing a new feature - Roundups!
Yaseen Rostom
May 17, 2023
Debt Diaries
Debt diaries 006
This debt diary submission is all about a (not so) small misunderstanding with a mortgage - if only this were the case!
Anonymous
May 10, 2023
Debt Diaries
Debt dairies 005
Our fifth debt diaries submission explores how factors such as lifestyle creep, secret spending and a lack of financial awareness resulted in almost £25,000 of debt (previously £42,000!)
Anonymous
May 4, 2023
Tips & Tricks
how to plan for a season of increased spenidng
In this week's blog our guest writer, Jessie (aka howifundthis) discusses how to manage your finances as we approach the summer months which are typically more expensive.
howifundthis
May 2, 2023
Debt Diaries
Debt diairies 004
Our fourth debt diaries submission is about an individual who tried to use material items to solve their problems and unfortunately, they are now in thousands worth of debt🫢
Anonymous
April 26, 2023
Deep Dive
Reasons why your credit card is being declined
Credit cards can be confusing, so many features and documents to read through in order to understand those features. Credit limits, credit scores, and expiry dates are just a few of the factors contributing to why you might get declined when purchasing. We will discuss them within this blog to better understand why your credit card is getting declined.
Emma Nunes-Vaz
April 24, 2023
Debt Diaries
Debt diaries 003
Our third debt diaries submission is all about an individual who spent thousands during the first covid lockdown on re-inventing themself which then turned into a whole load of debt and overwhelm😢
Anonymous
April 20, 2023
Deep Dive
4 reasons to have a credit card
We take a look at some reasons why credit cards can positively impact your life
Emma Nunes-Vaz
April 18, 2023
Debt Diaries
Debt diaries 002
Our second debt diaries submission stems from a lack of education when it came to their own personal finance as well as spending without keeping track 👀
Anonymous
April 11, 2023
Debt Diaries
Debt diaries 001
Introducing our first debt diaries confession...how £500 became £29,000
Anonymous
April 5, 2023
News
An Incredible day with howifundthis
This blog is all about Jessie's day trip to London spent with our team at Incredible
Emma Nunes-Vaz
April 4, 2023
Debt Diaries
Announcing our new series: Debt diaries
We’ve got an exciting new series. Entirely focused on tearing up the norm and bringing radical transparency to talking about debt.
Emma Nunes-Vaz
March 28, 2023
Deep Dive
Revenge spending: the what, why and how
In this blog, we speak about a coping strategy people use which leads to excessive spending to make up for a period of time when there was minimal spending. Whilst it may seem therapeutic in the short term, it can cause long-term financial issues.
Emma Nunes-Vaz
March 21, 2023
Deep Dive
The journey of credit cards
In this blog, we take a look at the origin of credit cards and their evolution over the years to become such a crucial part of our financial system.
Emma Nunes-Vaz
March 13, 2023
Tips & Tricks
How to spring clean your finances
In this week's blog our guest blog writer, Jessie (aka howifundthis) discusses spring cleaning your finances with her top tips and tricks!
howifundthis
March 6, 2023
Tips & Tricks
Tips for successfully negotiating a raise with your boss
This blog is all about that conversation we want to have, yet we all struggle to discuss. We are considering how to approach the awkward chat about negotiating a raise with your boss.
Emma Nunes-Vaz
February 28, 2023
Deep Dive
Cash vs credit: a debate for the ages
One of mankind's greatest debates, cash or credit? We take a look at both, weighing out why people use these methods and what some of the drawbacks could be 👀
Emma Nunes-Vaz
February 21, 2023
Tips & Tricks
When money conversations get difficult
We teamed up with Octopus Money Coach this Valentine's Day to bring you some top tips on how to navigate arguments about money with your partner.
Emma Nunes-Vaz
February 13, 2023
Deep Dive
How to talk to your partner about finances
In this week's Valentine's themed blog, Jessie (aka howifundthis) discusses how to approach the sensitive subject of your finances with your partner with 6 top tips!
howifundthis
February 6, 2023
Deep Dive
Should we talk to kids about money?
In this blog we discuss how conversing with kids about money from a young age can provide them with the tools to think about and (someday) healthily manage their own money due to their impressionable nature.
Emma Nunes-Vaz
January 30, 2023
Tips & Tricks
6 common habits that are draining your bank account
Some day-to-day habits can actually be breaking your bank instead of enhancing, join us as we take a look at 6 common practices and alternatives to ensure money isn't going down the drain (literally✨)
Emma Nunes-Vaz
January 23, 2023
Tips & Tricks
Reframing ambitious financial goals
As another new year has approached, goal setting can be scary. However, we take a look at some ways you can reframe ambitious financial goals in order to make them more achievable!
Emma Nunes-Vaz
January 16, 2023
Tips & Tricks
5 reminders for your personal finance journey
Join Jessie (aka howifundthis) explore 5 recommendations if you're starting your personal finance journey!
howifundthis
January 9, 2023
Deep Dive
Navigating Financial Boundaries with your Parents
As we're growing up, we're always exposed to new financial boundaries we'd not thought of in the past - including with our parents! Here are 4 easy tips to make these conversations run smoothly and avoid as much awkwardness as possible...
Emma Nunes-Vaz
December 15, 2022
Deep Dive
How to enjoy the Holiday Season without breaking the bank
HowIFundThis, AKA Jessie, has shared her 6 key tips to help you enjoy the holidays - without hurting your pocket!
howifundthis
December 5, 2022
Tips & Tricks
Building Financial Trust in Relationships
As money issues are the leading cause of divorce in the UK, it's important to make sure you're building healthy financial trust in your relationships! If you're unsure where to start, Incredible's got you covered ✨
Emma Nunes-Vaz
November 29, 2022
Deep Dive
The dark side of Black Friday
As the famous sale weekend approaches, we investigate the dark side of Black Friday.
Emma Nunes-Vaz
November 22, 2022
Deep Dive
WTF is Compound Interest?
Compound interest is a popular method to increase your savings, however it can damage them just as easily too!
Emma Nunes-Vaz
November 15, 2022
Deep Dive
Incredible interviews: HowIFundThis
Our first Incredible interview with none other than HowIFundThis!
Emma Nunes-Vaz
November 7, 2022
Deep Dive
Side Hustles
Side hustles are gaining popularity as a method to increase your income, but are they also pushing an unhealthy narrative surrounding rest and recuperation?
Emma Nunes-Vaz
October 31, 2022
Tips & Tricks
Financial Ghouls
As halloween approaches it's time to face a scary subject - financial ghouls!
Emma Nunes-Vaz
October 26, 2022
Deep Dive
Life as an Intern at Incredible
Emma has shared her thoughts after 3 months working as an intern here at Incredible, which she obviously smashed since she's joining full time 😎
Emma Nunes-Vaz
October 19, 2022
Deep Dive
Investing for beginners
An investing newbie myself, I discover the fundamental steps you need to take before making your first investment!
Emma Nunes-Vaz
October 18, 2022
Deep Dive
5 things Incredible does to save you money
Using Incredible can save you a tonne of money on your borrowings - but how exactly do we do it? Here's a sneak peak as to how we'll get you those savings, getting you back on track to an Incredible financial future 👀
Emma Nunes-Vaz
October 11, 2022
Deep Dive
WTF is Open Banking?
Open banking is something we couldn't exist without, so we wanted to share with you what it is and how we use it to provide you with our Incredible service!
Emma Nunes-Vaz
October 6, 2022
News
The 'Don't Pay' campaign
As we're a few days off October, we wanted to discuss the 'Don't Pay' campaign that's occurring on the 1st of the month. Rather than telling you whether or not to participate, we're instead breaking down what is it.
Emma Nunes-Vaz
September 29, 2022
Deep Dive
WTF are Interest Rates?
Amid rising interest rates, Incredible answers all your questions on what this entails, why it's happening - and what it means for you.
Emma Nunes-Vaz
September 23, 2022
Deep Dive
WTF is a Mortgage?
A blog all about mortgages: what they are, how you get one and how you pay them back!
Emma Nunes-Vaz
September 22, 2022
Tips & Tricks
How to set realistic financial goals
5 easy steps that help you set realistic financial goals that you'll be able to achieve in whatever time suits you 😎
Emma Nunes-Vaz
September 15, 2022
Deep Dive
Consolidation
The final in our debt repayment series, we're looking at debt consolidation - what it means, its pros and its cons!
Emma Nunes-Vaz
September 1, 2022
Deep Dive
Avalanche
In the penultimate blog in our debt repayment series, we're looking at the avalanche method - and helping you decide whether it's the right choice for you!
Emma Nunes-Vaz
September 1, 2022
Deep Dive
Snowball
The next post in our series of debt repayment strategies focuses on the Snowball method; discussing what it is, its pros and its cons.
Emma Nunes-Vaz
September 1, 2022
Deep Dive
What are the 3 debt pay-off strategies?
An introduction to our new series on debt repayment strategies, helping you decide which is best for you!
Emma Nunes-Vaz
August 31, 2022
Tips & Tricks
5 signs you're experiencing money anxiety
Although a common concern, having money anxiety is a horrible feeling - so we're here to help you discover if you have it, and what you can do to ease these worries.
Emma Nunes-Vaz
August 24, 2022
Tips & Tricks
How you can help during the Cost of Living Crisis
A quick post on some useful items to donate during the cost of living crisis, specifically during the coming Winter months!
Emma Nunes-Vaz
August 22, 2022
Deep Dive
WTF is Credit Utilisation?
When applying for a loan, lenders will be taking a multiple of factors into consideration - including your credit utilisation. But what exactly is this, and how can you be sure to keep it low? Emma discusses all of this and more in today's blog!
Emma Nunes-Vaz
August 18, 2022
News
An Incredible Referral Competition
Our next Incredible competition is here - and trust us, you don't want to miss out 😜
Emma Nunes-Vaz
August 16, 2022
Deep Dive
Can your money mindset be negatively affecting your romantic relationships?
Dee Holmes, a senior practice consultant at Relate, has shared her advice on how to recognise whether your financial habits are affecting your romantic relationships - and what to do if they are.
Dee Holmes
August 16, 2022
Deep Dive
Good Debt vs Bad Debt
In this blog we look at good and bad debt; what they mean, what's the difference and how to avoid the bad kind!
Emma Nunes-Vaz
August 9, 2022
Deep Dive
5 things I wish I'd known about managing my money
Ellie, AKA ThisGirlTalksMoney, has shared the 5 things she wish she'd known about money earlier; yet due to the lack of financial education in our schools she had to figure it out by herself later in life. Thank you so much to Ellie for contributing, and for sharing 5 great tips we definitely should have all been taught at school!
ThisGirlTalksMoney
August 4, 2022
Tips & Tricks
Top 10 personal finance podcasts in the UK
Introducing our first guest writer Lizzie Lynn, who has taken the time to share the 10 best personal finance podcasts in the UK. Whether you're a novice or expert in the financial world, we're sure you'll find a podcast you love and can learn from in this blog!
Lizzie Lynn
August 3, 2022
Deep Dive
WTF is Inflation?
We've all heard inflation is on the rise in the UK - but what does it actually mean? In this blog, we've explained what Inflation is, and what it means for your money - all whilst keeping it Incredibly simple 😎
Emma Nunes-Vaz
July 25, 2022
Tips & Tricks
Atomic Habits for your Finances
A look at how James Clear's Incredible Atomic Habits can be applied to your finances, helping you make small changes that lead to big results.
Emma Nunes-Vaz
July 18, 2022
Tips & Tricks
How to pay off your credit card debt
If you're with struggling with credit card debt, you may be feeling overwhelmed and unsure of where to start. We've put together some simple steps you can use to take back control of your credit card debt.
Emma Nunes-Vaz
July 1, 2022
Deep Dive
How does Kakeibo budgeting work?
Kakeibo is a Japanese budgeting method that helps you stay in control of your money and out of debt. It translates as 'household financial ledger', and has been around for over 100 years; invented by a woman named Hani Motoko, Japan’s first female journalist.
Emma Nunes-Vaz
June 29, 2022
Tips & Tricks
6 ADHD Money Management Tips
We've taken a look at the link between ADHD and spending, and offered some tips for managing the two together
Emma Nunes-Vaz
June 25, 2022
Deep Dive
An Incredible Summer
Some Incredible money saving tips to help you live your best financial life this Summer 🌞
Emma Nunes-Vaz
June 21, 2022
Deep Dive
WTF is a Credit Score?
A quick discussion on what your credit score actually is, and how you can easily work to improve it.
Emma Nunes-Vaz
June 15, 2022
Deep Dive
Act Now, Save Later
Our thoughts on BNPL, and an introduction to our new saving motto: Act Now, Save Later!
Emma Nunes-Vaz
June 9, 2022
Deep Dive
How does Incredible work?
How Incredible works on your behalf to save you money.
Yaseen Rostom
June 7, 2022
News
God Save the Queen, Incredible Saved me Money
Announcing our first competition in partnership with GoFundYourself.
Emma Nunes-Vaz
June 1, 2022
Deep Dive
Let's talk about Money and Mental Health 🧠 💸
A discussion into the relationship between your finances and mental health
Emma Nunes-Vaz
May 25, 2022
News
Hello World, We're Incredible.
Who we are, what we do & why we exist.
Yaseen Rostom
March 13, 2021
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