PSA for all students 🚨 We've created a list that will make you feel better about your student loans costing you what feels like millions of pounds, a list of money-saving hacks that you can start implementing into your everyday. Don't worry, you can thank us later 😎

The monetary policy committee is a name that is thrown around A LOT but what actually is it? Well, fear no more as we break down what it is, its roots and the role it plays in modern society.

Emergency funds, rainy day funds, f*** it funds - we break down what this multi-name concept is and what it could mean for your financial health 💪

This week's blog is written by the Incredible Jessie (aka @howifundthis) and it focuses on feeling comfortable discussing debt. Whether it's with loved ones, friends or a random person on the street (maybe not 👀🤣), she breaks down how to approach each person with actionable steps.

Debt can be even spookier than the spookiest day of the year, therefore we've come up with some ways you can celebrate Halloween without putting yourself into debt and spending above your budget.

It's that time of year again! Dust off those cobwebs and get those skeletons out of your closet, it's Halloween! If you aren't feeling in the Halloween mood because of the financial pressure this celebration can bring, fear not! We've created a list of top tips on how to save money this year.

This week's blog is all about prioritising yourself when it comes to money and how this can benefit your financial future 🔮. We break down what it actually means to pay yourself first and the ways it will benefit you once implemented - so strap in and let's get that money 💸

This week's blog is all about the ratio that rules people's finances. The sweet spot. The 50/30/20 rule. We break down what this ratio actually means to your finances and how you could implement it into your budgeting strategy.

This week's blog is written by the one and only Jessie (aka @howifundthis) and it's all about how, as humans we purchase items we don't necessarily need. She gives us some guidance on how to avoid getting into debt despite these temptations.

This week's blog is all about balance transfer cards and why people use them when paying down their debt in order to alleviate some stress during their journey to debt freedom

In this week's blog, we break down the top tips that will help make your money stretch. Whether that is for the duration of the month until the next payday comes around (don't worry, we are counting down the days too!🤞) or making it stretch so you can afford something you've been saving up for👀

This week's blog focuses on a few Netflix shows, films and documentaries that discuss the issues of debt. Whether that's in society as a whole or within people's personal lives, we've collated a list of 5 and go into more detail about what they are all about. Netflix is not only a great source of entertainment, it can also be a source of education 🤓

Whether it's interest fees, late fees, or over-the-limit fees, people can get caught out from all different angles by banks. That is why we’ve written this blog to highlight the exact ways you can be charged by your credit card provider so that you’re all clued up.

Your mindset can be the determining factor for whether you achieve your goals or not, particularly goals that are achieved in the longer term. Therefore, your mindset during your journey out of debt is central to the time it takes for you to achieve financial freedom.

This blog is all about the importance of financial literacy and we break down why there is so much value in investing time to educate yourself on the topic.

We love more people talking about the topic of personal finance so we decided to bring together 10 personal finance influencers who we think create great, helpful content so that you don’t have to go out searching for them. Whether they specifically focus on topics related to debt or general personal finance, we believe they are some of the people paving the way to a future where financial education is accessible, understandable & relatable. If you don’t already follow them - make sure to & don’t forget to let them know who sent you 😉!

This week's debt diary is all about the power of impulsive spending and the rabbit hole it can lead you down 🫥

This week's blog is slightly different to our usual posts. It's written by our Software Engineer, Martin as he takes a deep dive into VRPs and their role at Incredible.

This week's blog is by our lovely, monthly blogger - Jessie (aka howifundthis). She focuses on the art of not living in the past and focusing on the future in order to improve your personal finance situation

Motivating yourself can be hard, no we’re not talking about finding the energy to go to the gym or finding the energy to finally do that thing you always said you were going to do (just us?) We’re talking about money motivation, specifically the motivation needed to pay down your debts. Join us in today’s blog where we dive into some of the top secrets in finding money motivation.

This week's debt diary was submitted by @derry_debtfree_girl (named on request) and her debt journey, which has come to an end as she now has a balance of £0!😎 However, it wasn't always plain sailing

In this week’s blog, we delve a little deeper into two tools that people can benefit from when managing their debt but play different roles in users’ journeys: the Incredible App and Debt Management Plans (DMP).

This week's debt diary is all about an individual who's ready to turn their life around and leave their thousands of pounds worth of debt in the past

In this blog, we talk about budgeting whilst paying off credit card debt - yes! it is possible 😅

This week's debt diary submission is about an individual who intended to boost their credit score by applying for a credit card but instead, they ended up using their card as a current account until they lost control 🤕

This week's blog post is written by Jessie (aka howifundthis) and it's all about her top tips for transforming your relationship with a connection that affects everybody - money

This week's debt diary submission is about a female who was convinced into a decision which resulted in £42,000 of debt

In this blog, we share our top 5 tips for getting out of credit card debt for good

This week's debt diary submission is all about an individual who wanted to make a big career move by starting their own venture however, they didn't plan for it financially - resulting in over £10k of debt

This week's debt diary submission is all about the relationship between your mental health and money, resulting in thousands worth of debt for this individual 🤕

Our newest payment features are now LIVE! Read more to find out what we've been working on behind the scenes

This week's debt diary submission is all about an individual who relied on a credit card to pay for their dental care. The debt then took over and they are in over £10k in debt

This week's debt diary submission taught this individual that money doesn't solve all your problems and that in order to avoid mass amounts of debt, you must live within your means 🔮

This week's blog post is written by Jessie (aka howifundthis) and it's all about her top tips for transforming your relationship with a connection that affects everybody - money

This week's debt diary submission is all about an individual who can't recall where their debt comes from as they completely lost track of their spending 🤕

Do you want to pay off your debt? Participate in our giveaway to be given the chance to win £100 to pay off your debt and have exclusive access to our app (which is currently invite only) 🚀

This week's debt diary submission is all about a victim of BNPL when using it to pay for their holiday, as well as the desire to upgrade their car with a high-interest loan

This week's debt diary submission is all about someone with a desire to build up their credit history but ended up in thousands of pounds worth of debt

Introducing a new feature - Roundups!

This debt diary submission is all about a (not so) small misunderstanding with a mortgage - if only this were the case!

Our fifth debt diaries submission explores how factors such as lifestyle creep, secret spending and a lack of financial awareness resulted in almost £25,000 of debt (previously £42,000!)

In this week's blog our guest writer, Jessie (aka howifundthis) discusses how to manage your finances as we approach the summer months which are typically more expensive.

Our fourth debt diaries submission is about an individual who tried to use material items to solve their problems and unfortunately, they are now in thousands worth of debt🫢

Credit cards can be confusing, so many features and documents to read through in order to understand those features. Credit limits, credit scores, and expiry dates are just a few of the factors contributing to why you might get declined when purchasing. We will discuss them within this blog to better understand why your credit card is getting declined. 

Our third debt diaries submission is all about an individual who spent thousands during the first covid lockdown on re-inventing themself which then turned into a whole load of debt and overwhelm😢

We take a look at some reasons why credit cards can positively impact your life

Our second debt diaries submission stems from a lack of education when it came to their own personal finance as well as spending without keeping track 👀

Introducing our first debt diaries confession...how £500 became £29,000

This blog is all about Jessie's day trip to London spent with our team at Incredible

We’ve got an exciting new series. Entirely focused on tearing up the norm and bringing radical transparency to talking about debt. 

In this blog, we speak about a coping strategy people use which leads to excessive spending to make up for a period of time when there was minimal spending. Whilst it may seem therapeutic in the short term, it can cause long-term financial issues.

In this blog, we take a look at the origin of credit cards and their evolution over the years to become such a crucial part of our financial system.

In this week's blog our guest blog writer, Jessie (aka howifundthis) discusses spring cleaning your finances with her top tips and tricks!

This blog is all about that conversation we want to have, yet we all struggle to discuss. We are considering how to approach the awkward chat about negotiating a raise with your boss.

One of mankind's greatest debates, cash or credit? We take a look at both, weighing out why people use these methods and what some of the drawbacks could be 👀

We teamed up with Octopus Money Coach this Valentine's Day to bring you some top tips on how to navigate arguments about money with your partner.

In this week's Valentine's themed blog, Jessie (aka howifundthis) discusses how to approach the sensitive subject of your finances with your partner with 6 top tips!

In this blog we discuss how conversing with kids about money from a young age can provide them with the tools to think about and (someday) healthily manage their own money due to their impressionable nature.

Some day-to-day habits can actually be breaking your bank instead of enhancing, join us as we take a look at 6 common practices and alternatives to ensure money isn't going down the drain (literally✨)

As another new year has approached, goal setting can be scary. However, we take a look at some ways you can reframe ambitious financial goals in order to make them more achievable!

Join Jessie (aka howifundthis) explore 5 recommendations if you're starting your personal finance journey!

As we're growing up, we're always exposed to new financial boundaries we'd not thought of in the past - including with our parents! Here are 4 easy tips to make these conversations run smoothly and avoid as much awkwardness as possible...

HowIFundThis, AKA Jessie, has shared her 6 key tips to help you enjoy the holidays - without hurting your pocket!

As money issues are the leading cause of divorce in the UK, it's important to make sure you're building healthy financial trust in your relationships! If you're unsure where to start, Incredible's got you covered ✨

As the famous sale weekend approaches, we investigate the dark side of Black Friday.

Compound interest is a popular method to increase your savings, however it can damage them just as easily too!

Our first Incredible interview with none other than HowIFundThis!

Side hustles are gaining popularity as a method to increase your income, but are they also pushing an unhealthy narrative surrounding rest and recuperation?

As halloween approaches it's time to face a scary subject - financial ghouls!

Emma has shared her thoughts after 3 months working as an intern here at Incredible, which she obviously smashed since she's joining full time 😎

An investing newbie myself, I discover the fundamental steps you need to take before making your first investment!

Using Incredible can save you a tonne of money on your borrowings - but how exactly do we do it? Here's a sneak peak as to how we'll get you those savings, getting you back on track to an Incredible financial future 👀

Open banking is something we couldn't exist without, so we wanted to share with you what it is and how we use it to provide you with our Incredible service!

As we're a few days off October, we wanted to discuss the 'Don't Pay' campaign that's occurring on the 1st of the month. Rather than telling you whether or not to participate, we're instead breaking down what is it.

Amid rising interest rates, Incredible answers all your questions on what this entails, why it's happening - and what it means for you.

A blog all about mortgages: what they are, how you get one and how you pay them back!

5 easy steps that help you set realistic financial goals that you'll be able to achieve in whatever time suits you 😎

The final in our debt repayment series, we're looking at debt consolidation - what it means, its pros and its cons!

In the penultimate blog in our debt repayment series, we're looking at the avalanche method - and helping you decide whether it's the right choice for you!

The next post in our series of debt repayment strategies focuses on the Snowball method; discussing what it is, its pros and its cons.

An introduction to our new series on debt repayment strategies, helping you decide which is best for you!

Although a common concern, having money anxiety is a horrible feeling - so we're here to help you discover if you have it, and what you can do to ease these worries.

A quick post on some useful items to donate during the cost of living crisis, specifically during the coming Winter months!

When applying for a loan, lenders will be taking a multiple of factors into consideration - including your credit utilisation. But what exactly is this, and how can you be sure to keep it low? Emma discusses all of this and more in today's blog!

Our next Incredible competition is here - and trust us, you don't want to miss out 😜

Dee Holmes, a senior practice consultant at Relate, has shared her advice on how to recognise whether your financial habits are affecting your romantic relationships - and what to do if they are.

In this blog we look at good and bad debt; what they mean, what's the difference and how to avoid the bad kind!

Ellie, AKA ThisGirlTalksMoney, has shared the 5 things she wish she'd known about money earlier; yet due to the lack of financial education in our schools she had to figure it out by herself later in life. Thank you so much to Ellie for contributing, and for sharing 5 great tips we definitely should have all been taught at school!

Introducing our first guest writer Lizzie Lynn, who has taken the time to share the 10 best personal finance podcasts in the UK. Whether you're a novice or expert in the financial world, we're sure you'll find a podcast you love and can learn from in this blog!

We've all heard inflation is on the rise in the UK - but what does it actually mean? In this blog, we've explained what Inflation is, and what it means for your money - all whilst keeping it Incredibly simple 😎

A look at how James Clear's Incredible Atomic Habits can be applied to your finances, helping you make small changes that lead to big results.

If you're with struggling with credit card debt, you may be feeling overwhelmed and unsure of where to start. We've put together some simple steps you can use to take back control of your credit card debt.

Kakeibo is a Japanese budgeting method that helps you stay in control of your money and out of debt. It translates as 'household financial ledger', and has been around for over 100 years; invented by a woman named Hani Motoko, Japan’s first female journalist.

We've taken a look at the link between ADHD and spending, and offered some tips for managing the two together

Some Incredible money saving tips to help you live your best financial life this Summer 🌞

A quick discussion on what your credit score actually is, and how you can easily work to improve it.

Our thoughts on BNPL, and an introduction to our new saving motto: Act Now, Save Later!

How Incredible works on your behalf to save you money.

Announcing our first competition in partnership with GoFundYourself.

A discussion into the relationship between your finances and mental health